Let’s face it—keeping great employees isn’t easy in today’s competitive job market. Salaries are important, sure, but they’re not the whole story. You need to offer more to build a loyal, motivated team. And one of the best ways to do that? Health benefits.
But if you’re a small business owner, you know offering affordable health benefits can feel next to impossible. Rising costs, unpredictable claims, and skyrocketing rates can make it seem like the cards are stacked against you. That’s where Decisely comes in, turning a big challenge into a smart solution for businesses like yours.
Why Health Benefits Matter More Than Ever
You’ve worked hard to build your team, so it’s only natural that you want to keep them. But loyalty takes more than a paycheck. Your employees want to know you’ve got their backs—literally. Affordable health benefits show them that you value their well-being, and that kind of support creates loyalty.
On the flip side, without benefits, your team might start looking elsewhere. And turnover isn’t just frustrating—it’s expensive. Recruiting and training new employees takes time, energy, and money that could be better spent growing your business.
How to Make Health Benefits Work For You: The HFA Benefits Center
At Decisely, in partnership with HFA, we understand small businesses’ unique challenges. That’s why we’ve developed a solution tailored just for you. We pool data from all members of the HFA association to give insurance companies a clearer picture of risks and costs across an entire industry. This helps them price plans more accurately—no more wild guesses that drive up premiums. The result? You get access to affordable, level-funded group health plans that make sense for your business.
Here’s the bonus: these plans also give you access to your claims data. That means you’ll finally have the information you need to plan, renew wisely, and avoid surprises down the road.
But what if a group plan isn’t right for my business?
Not every business fits traditional group health plans, and that’s okay. An Individual Coverage Health Reimbursement Arrangement (ICHRA) might be the perfect solution.
With an ICHRA, employers provide a tax-free monthly allowance to reimburse employees for individual health insurance and medical expenses. This lets employees choose coverage that fits their needs while keeping costs predictable.
Let’s Build Your Business Together
Whether through group plans or an ICHRA, affordable health benefits show your employees you care, boosting loyalty and job satisfaction. Decisely makes it easy for small businesses to offer plans that work. Ready to take the next step? Let’s chat about how we can help your team thrive.
