Okinus is a fast and friendly lease-purchase program provider that offers instant approvals with no credit needed. We provide much-needed options to consumers who really need them. Our approvals help good people bring home what they want when they need it – with no embarrassment of rejection or long waits for approvals.

With membership, you can expect

• Approvals up to $8000 with no minimum income requirements for consumers
• Average ticket price of $2,500
• 90-day early payment options
• Terms up to 24 months
• Monthly reporting to Equifax and TransUnion to help consumers rebuild good credit history