Member Special

Reinsurance programs return ~60% of program cost back to owners. Programs have tax advantages, and reduced exposure to risk than current programs. RAP is offering new dealers whom join our RAP/HFA reinsurance or traditional plan programs, they will receive an additional $1.00 per protection plan that will go into the dealer’s reserve account.

Risk Assurance Partners (RAP) is a leading provider of Furniture Protection Programs utilizing Reinsurance to return up to 60% of program costs to retailers. Programs are easy to implement, RAP takes, and services all claims, and provides all tax and legal services. RAP’s programs are IRS compliant and endorsed by A+ rated Zurich Insurance.

Risk Assurance Partners (RAP) is the leading Furniture Protection Company offering Reinsurance Programs to the furniture industry. RAP is fully licensed and registered in all states, as both an administrator and warrantor. Program safeguards include underwriting through A+ rated Zurich, U.S. based trust accounts, faster earn out schedules, and sweep surplus accounts. Reinsurance Programs leverage tax features and insulate profit from business risk. These funds go into a Reinsurance Program that you own, but RAP manages. As administrators RAP also manages all customers and claims, and you simply sell the plans.

RAP’s owners and executives have worked in the furniture industry as retailers & protection program administrators for decades. RAP is proud to offer the furniture industry a different type of a protection program; one that can financially assist a dealer through economic hardships all while keeping service to the customers at the highest level. RAP successfully moves dealers from a traditional program where FPP is used merely as a store profit center into a proficient program where owners are able to build real wealth.

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