Fortiva Retail Credit is a technology-enabled second look point-of-sale consumer credit program issued by The Bank of Missouri. We’re committed to supporting the financial needs of consumers with less-than-prime credit. Our business and retail partners across the country trust us to help them grow and have consistently reported increases in average ticket size, approval rates, and repeat transactions.

Our involvement in the consumer finance industry traces back to 1996. Today, we are the largest, and only publicly traded, servicer for second look credit products in the country. We take pride in our longstanding and collaborative relationships with our partners, including many of the nation’s leading retailers.

The Fortiva Retail Credit technology platform offers a prime-like experience and tools that help customers feel confident in their choice to purchase from our partner brands. For retailers, this converts incremental customers and drives larger ticket sizes. Customers can receive strong credit limits, resulting in increased buying power and repeat spend for customers which grows penetration rates for our partners. The Fortiva Retail Credit program is available throughout the United States, including Puerto Rico and the U.S. Virgin Islands.

With membership, you can expect

• Comprehensive suite of cardholder products
• Configurable solutions for any point-of-sale infrastructure
• API-first, seamless technology integration capabilities
• Analytics validated through real economic cycles
• 100% automated decisioning
• Award-winning bilingual customer service that mirrors the prime experience

For more information, please visit FortivaRetailCredit.com.