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Fortiva Retail Credit, a wholly-owned subsidiary of Atlanticus Holdings Corporation, is a leading provider of second look consumer credit financing across a suite of products and services. We are dedicated to providing our partners with financing solutions that facilitate sales and garner increased loyalty. Working with retailers and e-commerce companies in a wide variety of industries including retail, ecommerce, furniture, home improvement, automotive, and more, we have a financing program that optimizes saying yes to your consumers’​ credit needs. Leveraging over 24 years of proprietary underwriting expertise, we leverage our market-leading technology stack to deliver instant decisioning and a paperless process to provide a best-in-class program for our partners, while offering product flexibility and low-cost alternatives for the consumer. We utilize traditional and alternative data sources during our underwriting process, thus enabling us to approve more consumers than others in the marketplace. Our flexible, robust, cloud-based technology infrastructure provides a user-friendly and streamlined experience for both our retail and online clients and their consumers. Businesses partnering with Fortiva Retail Credit have reported enjoying significant increases in average ticket size (35%+), approval rates (up to 50%), and repeat purchases (25%).

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Home Furnishings Association

The Home Furnishings Association is proud to serve the industry with the latest education, and information that impacts your business. Learn more about membership.